Formerly CAN Insurance Services

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Legal and Copyright

Legal and Copyright Information

The information on this website is provided “AS IS”, without warranty, express or implied and should you use this information, it is at your own risk. While reasonable efforts to present accurate and reliable information have been made, it is your responsibility to evaluate the accuracy, completeness and usefulness of any information provided. We may also make changes in the programs and products without notice.

As a convenience to you, this site may contain links to third party websites. If you use any links to those sites not maintained by CalNonprofits Insurance Services, you do so at your own risk. CalNonprofits Insurance Services is not responsible for the contents or availability of any linked sites.

We operate and control our site from our location in California, United States of America. If you choose to access our site from locations outside California, you do so at your own risk and are responsible for any compliance with applicable regulations and laws. Materials on or through our site may not be appropriate for use in any other jurisdiction.

Many of the materials that are made available for downloading from this website are protected by copyright. If you would like to copy or distribute information found on our website, you must receive written permission from us. Send your request to This email address is being protected from spambots. You need JavaScript enabled to view it. including the following information: your name, address, how you intend to use the materials, and which material you would like to copy or distribute.

General Liability

Provides your agency with protection for a wide range of acts or offenses which result in bodily injury, property damage, personal and advertising injury said to be caused by your agency or one of your staff.

Property

Commercial Property Insurance helps your nonprofit recover when certain disasters jeopardize your physical assets your organization owns or leases such as buildings, office equipment and office furniture. Covered events might include fire, windstorms, theft, or vandalism. Many policies also include Business Interruption Insurance. This policy covers up to twelve months of lost income when certain events force your client to put their business operations on hold. For example, if a fire destroys your client's workplace, Business Interruption Insurance can pay for the ongoing costs of keeping your client's business afloat when it can't generate revenue.

Directors & Officers (D&O)

Provides coverage for damages resulting from the wrongful acts of the directors, officers, trustees and managers as well as for the agency as an entity. Also provides coverage for employment related actions, including allegations of wrongful termination, harassment and discrimination. Ask about our exclusive D&O insurance plan which offers enhanced coverage for less money!

Auto

Coverage for bodily injury and property damage caused by employees and volunteers driving personal autos or agency-owned vehicles.

Professional Liability

Coverage for professionals such as mental health workers, counselors, teachers, social workers, publishers, and consultants.

Risk Management

Risk management is essential to lowering all of your insurance premiums. Good loss control programs and practices will help you save money in property insurance, workers’ compensation and even health insurance costs. We provide our members with expert consultation, technical expertise, and easy-to-use resources.

Take a look at our new webinar series!   These easy-to-understand webinars (about 15 minutes each) will provide you with insurance information and tips that all nonprofits need to know.

1. Managing Risk for a Successful Nonprofit Organization
2. An Introduction to Workers’ Compensation Insurance
3. Keeping Your Employees Safe and Your Cost Low (Part I) (Part II)
4. Managing Workers’ Compensation Claims & Cost (Part I) (Part II)


Cyber Liability

Designed to cover exposures associated with: privacy breach, the infringement of intellectual property, virus transmission, or any other serious trouble that may be spread via the web/email. Cyber Liability also provides cutting edge protection for data breaches related to the loss of laptops, smart phones, tablets, and other computer equipment when stolen by employees or others outisde of your organization. Any nonprofit with an online presence, receives donations via the web, network or database is at risk for errors, negligence or cyber crime should consider purchasing this insurance. 

Improper Sexual Conduct

Responds to claims of sexual molestation and abuse. Commonly purchased by group homes, schools, residential treatment centers and child care centers among others.

Employee Benefits Liability (EBL)

Covers specified damages from an organization's negligent handling of the administration of employee benefits program.

Fidelity/Employee Dishonesty

Provides a source of recovery of funds embezzled by employees or volunteers.

Umbrella Liability

Provides another layer of protection above and beyond the amounts or limits covered by your primary policies. Usually applies to general liability, employer's liability and auto policies.
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CalNonprofits Insurance Services is a subsidiary of the California Association of Nonprofits
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