CalNonprofits Insurance Services

Umbrella & Excess Liability Coverage

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August 6, 2018


Reprinted with permission from Great American Insurance Group 

Nonprofit organizations’ daily operations could expose them to claim risks that lead to large loss settlements, extending beyond primary policy limits. Often, nonprofit clients overlook the fact that their primary insurance policy might not be enough to protect them in the event of a major loss.

How do you explain that an umbrella and excess liability policy from Great American can provide additional limits of $15 million or more over general liability, abuse, professional, employer’s liability, employee benefits, auto and cyber coverages to your clients? It can be complicated and difficult to describe to busy executives. To help, we created a short video to engage your clients in a conversation about this vital coverage.

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About the Author

  • Founded in 1984 as a subsidiary of the California Association of Nonprofits (CalNonprofits), CalNonprofits Insurance Services was established during a time of diminishing insurance options for nonprofits. One of the driving reasons for establishing the association was to use the collective influence of the sector to secure more stable and quality insurance. We have developed, and are known for, our wide spectrum of services reflecting expertise in both the insurance and nonprofit sectors, our superior customer service, and our development of exclusive insurance products, including a highly successful dental and vision trust. We insure more than 1,200 nonprofit organizations throughout California and we are the only California brokerage specializing in insurance for nonprofits. Our clients range from newly established nonprofits all the way to venerable organizations with multiple locations statewide.

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