Employee Benefits At CalNonprofits Insurance Services, we are attuned to the culture and unique needs of nonprofit organizations. As a wholly owned subsidiary of the California Association of Nonprofits, we are advocates for California’s nonprofit community. We have been developing exclusive benefits programs for 35 years to add value to our clients’ organizations and keep nonprofits’ insurance dollars at work within the sector. Our brokerage professionals use their extensive knowledge of the nonprofit sector and the insurance marketplace to design your employee benefits portfolio and service it consistently. Our team of professionals, who will provide you with high quality, budget-conscious solutions to meet your employee benefit needs, take pride in servicing your organization and its needs. Call or click to request a quote for a comprehensive cost/benefit comparison on any of these products: Group Medical Insurance Our Employee Benefits professionals can help you build a robust medical insurance program for your staff. Our team can provide you with an analysis of market trends and nonprofit specific trends. We represent all major carriers and can provide you the advice and assistance you need to protect your employees within your budget. Group Dental Insurance We have access to all major Dental carriers and can assist you whether you are seeking a group or voluntary dental plan. We will evaluate your needs and help you select a plan that best suits your needs and budget. You can also access our exclusive Nonprofit Benefits Trust program which provides discounted, stable rates and coverage through Delta Dental. The Nonprofit Benefits Trust is sponsored by the CalNonprofits. Group Acupuncture & Chiropractic Services Complementary, alternative health services are an excellent way to support your staff and offer a broader choice in wellness and treatment options to complement traditional medical services. We have an exclusive Landmark Healthcare program that provides Chiropractic, Acupuncture, and Herbal supplement coverages at a very reasonable cost. Group Vision Insurance We have group and voluntary vision plans available for your benefits programs. Our Employee Benefits professionals can help you select the right plan for your staff and your budget. You can also access our exclusive Nonprofit Benefits Trust program which provides discounted, stable rates and expanded coverage through Vision Service Plan (VSP). The Nonprofit Benefits Trust is sponsored by the CalNonprofits. Group Life Insurance We can provide you with a wide array of group and voluntary life insurance options to help your employees protect themselves and their loved ones. You’ll also have access to our exclusive voluntary life program through Unum, which offers low rates and industry-leading guaranteed issue amounts. Flexible Spending Accounts Flexible Spending Accounts save money for both your organization and your employees, and are recognized as a valuable and cost-effective benefit offering. By setting up a structure for employees to pay for certain benefits using pre-tax dollars, Flexible Spending Accounts help minimize employee’s out-of-pocket exposure, and can usually result in increased take-home pay. Our staff will help you design and implement a Flexible Spending Plan that will enhance your employee benefit program. Employee Assistance Programs Employee Assistance Programs (EAPs) help employees deal with personal problems that might adversely impact their work performance, health, and/or well-being. EAPs generally include assessment, short-term counseling and referral services for employees and their household members for issues such as substance abuse, financial or legal concerns, and family/personal relationship issues. Our staff can pair you with an EAP plan that fits the needs of your agency and your staff. Wellness Programs Wellness programs encourage and sometimes incentivize employees to take measures to lead healthier lifestyles. We can work with you to implement a wellness program that fits into your organization’s budget and meets the needs of your staff. Group Disability Insurance Disability insurance helps to protect the income of your employees when missing work due to illness or accidents. Short Term Disability (STD) provides income protection above California’s state disability plan. Long Term Disability (LTD) can help protect against the financial impact of a longer term disabling illness. Disability plans can be a cost effective way to provide your employees with a valuable safety net as part of a comprehensive benefit program. Other Benefits What you’ve seen so far is just the tip of the iceberg — our team has expertise in a wide variety of insurance products. From cancer, accident & critical illness policies to key employee benefits to pet insurance, we are constantly investigating new products and carriers to be sure that we have solutions in our toolkit for whatever your benefit needs may be.