CalNonprofits Insurance Services

Exclusive Programs

At CalNonprofits Insurance Services we offer an array of exclusive insurance programs specially tailored to meet the needs of California nonprofits. Through leveraging the buying power of the nonprofit agencies we serve, we have been able to create exclusive & cost-effective plans. These plans offer greater benefits and special provisions at rates often below those commercially available. Our knowledgeable staff will compare your current plans, benefits and rates with those offered by our exclusive programs.

NonProfit Benefits Trust

CalNonprofits Insurance Services offers an exclusive dental and vision insurance program through the association sponsored Nonprofit Benefits Trust. The California Association of Nonprofits Dental and Vision Plan provides superior dental and vision coverage to California’s nonprofits at some of the lowest rates available. We have several plans with Delta Dental utilizing their extensive provider network in California and several VSP’s plans to choose from. We are able to help you select the plan that best fits your budget and the protects your employees and their families. Whether you have two employees or five hundred employees, our exclusive dental/vision plan may be the right program for your organization.

Unemployment Services Trust

A dedicated partner of CalNonprofits Insurance Services since 1990, the Unemployment Services Trust (UST) has been able to help program participants save significant time and money—and refocus their energies on mission-driven initiatives—by simply incorporating the following HR and claims management services throughout their day-to-day operations:

  1. Expert Claims Administration. To help nonprofits better manage claim deadlines and avoid improper payments, UST offers expert guidance from a state-specific claims representative, e-filing capabilities and 100%  representation at claim hearings.
  2. On-Demand HR Resources. The UST HR Workplace offers exclusive access to the live HR hotline, 300+ employee training courses and employee handbook builder, UST participants utilized over $1 million worth of HR services last year… at no additional cost.
  3. Award-Winning Outplacement Services. CareerArc’s career transition tools, included with UST participation, can help your former employees find work up to 73% faster. With access to on-demand career coaches, interactive resume building tools and interview best practice tips, UST participants are able to foster goodwill while reducing unemployment costs.

With more than 2,200 of your nonprofit peers already participating in UST, the largest, lowest-cost trust nationwide, aren’t you curious to find out if you could save?

If you’re a 501(c)(3) nonprofit with 10+ employees, submit an unemployment cost analysis online, and get your free 2-Year Savings Projection. Use priority code 2019CAN-E to expedite the process. Should you require additional assistance, please contact a dedicated UST cost advisor at 888-249-4788 or

Voluntary Life Insurance Plans

CalNonprofits Insurance Services’ exclusive voluntary life insurance plan through UNUM provides your employees with the opportunity to increase their personal life insurance coverage over and above the amount provided by your group insurance plan. They can increase coverage for themselves and their dependents at very affordable rates and with no underwriting requirements. Ask our expert staff to provide you with a quote on this valuable enhancement to your benefit package.

Acupuncture/Chiropractic Plan

Interest in complementary health services is becoming increasingly important to employers as a way to offer a broader choice of wellness and treatment options. We can provide you with excellent acupuncture & chiropractic insurance through our exclusive program provided by Landmark Healthcare.

UNUM Association Plan Group Life and LTD

If you are hosting an event that is excluded from your General Liability policy or you don’t have an annual General Liability policy that includes events – we have a great product for individual event coverage! Special event insurance protects from claims against the event sponsor for bodily injury or  property damage.  Proof of insurance can be provided to venues and other interested parties.  We have partnered with CoverSmart by USLI to provide a quick and easy way to purchase insurance for special events online:  Learn more about Special Event Insurance here .